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Circles.Life offers phone-only, 24-month installments for iPhone 12 devices

By Liu Hongzuo - on 14 Oct 2020, 5:21pm

Circles.Life offers phone-only, 24-month installments for iPhone 12 devices

Circles.Life is selling the full range of iPhone 12 devices via its 24-month installment plans with no upfront cost (other than a S$50 deposit to reserve a spot on the wait-list).

The MNVO is offering free doorstep delivery of the device after purchasing the iPhone 12 model of the customer's choice. To receive an official wait-list number, users can register their interest at the page here with an email address and phone number.

According to the FAQ, only DBS and POSB credit cards have the option to do 24-month installments. The S$50 deposit is fully refundable should a user decide to de-register their interest in the latest Apple mobiles.

The MNVO has worked out the costs for the phone-only installments over 24 months, as well as the total cost for the phone and its S$18/month SIM plan. The separate S$18/month plan comes with 300 minutes of outgoing calls, free incoming calls, 20GB of data, free Caller ID, and annual phone upgrade vouchers worth a total of S$200.

Circles.Life 24-month installment breakdown for iPhone 12 models
Model and storage Phone RRP S$0 upfront,
S$0 upfront,
with S$18/month
CL plan
Total cost
over 24 months
with CL plan

iPhone 12 (64GB)

S$1,299 S$54.13 per month S$72.13 per month S$1,731.12

iPhone 12 (128GB)

S$1,369 S$57.04 per month S$75.04 per month S$1,800.96

iPhone 12 (256GB)

S$1,539 S$64.13 per month S$82.13 per month S$1,971.12

iPhone 12 Pro (128GB)

S$1,649 S$68.71 per month S$86.71 per month S$2,081.04

iPhone 12 Pro (256GB)

S$1,819 S$75.79 per month S$93.79 per month S$2,250.96

iPhone 12 Pro (512GB)

S$2,149 S$89.54 per month S$107.54 per month S$2,580.96

The breakdowns for iPhone 12 mini and iPhone 12 Pro Max are not yet provided by Circles.Life, but we're sure we'll get more details when these two models launch later.

Note that Circles.Life has yet to launch its 5G network (trial or otherwise). The MNVO said that their 5G services will go live "soon" in 2020, which already seems expedited from its initial 2021 launch.

Apple also provides 12- and 24-month installments at 0% interest over at their financing page. It's worth checking out if you are using cards from other partner banks, too.

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