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Which telco offers the best SIM-only, no contract plan in Singapore?
By James Lu - 24 Jun 2018,2:12pm

Which telco offers the best SIM-only, no contract plan in Singapore?

With MyRepublic finally launching its mobile plans, Singaporeans have never had more choice when it comes to picking their telco service provider. And with a fourth telco, TPG, entering the market later this year, it only makes sense not to tie yourself down to a lengthy contract. We anticipate a price war as all seven (soon to be eight) operators battle each other for customers, so ideally you want a plan that gives you the flexibility to jump to the best deal whenever you want. 

But who's offering the best deal SIM-only, no contract plan right now? We find out based on various price tiers.

Value plans

  Circles.Life M1 MyRepublic Singtel StarHub
Plan Flexi Plan mySIM³ 20 Uno SIM Only 3GB XS
Data 1GB 2GB 1GB 3GB 3GB + free unlimited weekend data
Talktime 30 mins 100 mins 1000 mins 0 mins 200 mins
SMS 10 100 1000 0 0
Monthly Add ons
  • 1GB data (S$8)
  • 2GB data (S$12)
  • 30 mins (S$5)
  • 200 mins (S$5) 
  • 800 mins ($10)
  • Unlimited mins ($15)
  • Caller ID (S$5.35)
  • 1GB data (S$5)
  • 3GB data (S$12)
  • 8GB (S$30)
  • 1GB data (S$5.35)
  • 200 mins (S$5.35) 
  • 1200 SMS (S$5.35)
  • Caller ID (S$5.35)
  • 3GB data (S$6)
  • Caller ID (S$5.35)
  • 300 mins (S$6)
  • 800 mins (S$10)
  • 500 SMS (S$3)
  • 1200 SMS (S$6)
  • 2400 SMS (S$10)
Notes
  • No free incoming calls
  • SMS charged at 5 cents
  • Free Caller ID
  • Restrictions over keeping the line active (see below).
  • No option to top up data
  • Requires invite code only available to "Friends of MyRepublic" i.e. existing broadband subscribers and supporters.
  • Free Caller ID
  • No excess data charges
  • SMS charged at 5.35 cents     
  • SMS charged at 5.35 cents
Price S$0/month S$20/month S$8/month S$20/month S$24/month


The cheapest deal here is obviously Circles.Life's S$0 Flexi Plan. However, unless you're a very low usage customer, you will probably have to top up for some additional services, and the add-on options are actually quite expensive. Additionally, it's worth noting that incoming calls are not free on Circles.Life, so if people call you frequently (which includes anyone you don't know, like telemarketers), you'll quickly burn through your 30 mins of bundled talktime. Topping up for additional talktime is also quite expensive, at S$5 for just 30 mins more. Finally, you'll need to buy at least one add-on every three months to keep the line active or use the line as your primary number (by porting over an existing mobile number or using it to receive one-time passwords for online banking and shopping via the line.)

The best value deal here is MyRepublic's Uno plan, which gives you more than enough talktime and SMS, along with free Caller ID, and no excess data charges. While the base plan's 1GB isn't very much, you can top up $12 for 3GB, which would make your total monthly bill S$20 for 4GB, much better than every other option available. The only problem with the Uno plan is that it requires an invite code from a MyRepublic broadband subscriber. If you don't know anyone who can give you one (all subscribers get five invite codes each), the next best deal is M1's mySIM³ 20 plan, which gives you a decent amount of talktime, SMS, and data for S$20/month.

 

Basic Plans

  Circles.Life M1 MyRepublic StarHub Zero1 Zero Mobile
Plan Base Plan mySIM³ 40 Smart S 3GB to Unlimited Zero XO
Data 6GB 10GB 7GB 4GB + free  weekend data 3GB 6GB
Talktime 100 mins 100 mins 1000 mins 400 mins 200 mins Unlimited
SMS 0 100 1000 0 200 0
Monthly Add ons
  • 1GB data (S$6)
  • 20 GB data (S$20)
  • 100 mins (S$4)
  • 25 SMS (S$1)
  • Unlimited 
    incoming calls (S$2)
  • Unlimited outgoing calls (S$16)
  • 200 mins (S$5) 
  • 800 mins ($10)
  • Unlimited mins ($15)
  • Caller ID (S$5.35/month)
  • 1GB data (S$5)
  • 3GB data (S$12)
  • 8GB (S$30)
  • 3GB-data (S$6)
  • 5GB data ($10)
  • Caller ID (S$5.35)
  • 300 mins (S$6)
  • 800 mins (S$10)
  • 500 SMS (S$3)
  • 1200 SMS (S$6)
  • 2400 SMS (S$10)
  • None
  • 3GB data (S$15)
  • 6GB data (S$25)
  • Unlimited SMS (S$5)
Notes
  • No free incoming calls
  • Free Caller ID
  • SMS charged at 5 cents
  • No option to top up data
  • MyRepublic broadband customers get extra 3GB data/month
  • No excess data charge
  • Free Caller ID
  • SMS charged at 5.35 cents
  • No excess data charges
  • Free Caller ID
  • Zero Plus Rewards members get an extra 3GB data/month
  • Free Caller ID
  • No international roaming option
  • SMS charged at 5 cents
Price S$28/month S$40/month S$35/month S$34/month S$29/month S$39.95/month


This tier is the most competitive with every telco except Singtel offering a SIM-only, no contract option. Circles.Life once again offers the cheapest plan, but with some caveats. Circles.Life is the only telco that charges you for incoming calls, and the base talktime of just 100 minutes is also quite restrictive. If you want unlimited incoming calls you'll have to top up S$2 every month. Adding on data is also quite expensive at 1GB for S$6, unless you opt for Circles.Life's 20GB for S$20 option, but that makes your plan S$48/month.

The best value for this tier is MyRepublic's Smart plan, which offers a well-rounded bundle of talktime, SMS, and data, with no charges for Caller ID, incoming calls, or excess data usage. If you also subscribe to MyRepublic's broadband services, you also get a bonus 3GB data, for a total of 10GB, which is excellent value. 

If you travel a lot, M1's mySIM³ 40 plan gives 10GB data for just S$40 and its Data Passport add-on lets you use your local data overseas for just S$10/month (S$25/month to certain destinations).

 

Mid-range plans

  M1 MyRepublic StarHub
Plan mySIM³ 50 Mega L
Data 15GB 12GB 8GB + free unlimited weekend data
Talktime 100 mins 1000 mins Unlimited
SMS 100 1000 0
Monthly Add ons
  • 200 mins (S$5) 
  • 800 mins ($10)
  • Unlimited mins ($15)
  • Caller ID (S$5.35)
  • 1GB data (S$5)
  • 3GB data (S$12)
  • 8GB (S$30)
  • 3GB data (S$6)
  • 15GB data (S$10)
  • Caller ID (S$5.35)
  • 500 SMS (S$3)
  • 1200 SMS (S$6)
  • 2400 SMS (S$10)
Notes
  • No option to top up data
  • MyRepublic broadband customers get an extra 8GB data/month.
  • No excess data charges
  • Free Caller ID
  • SMS charged at 5.35 cents
Price

S$50/month

S$55/month

S$54/month

Technically, the cheapest deal in this tier is M1's mySIM³ 50 plan, and it also offers the most data at 15GB/month. However, when considering M1's plan, you also have to account for Caller ID, which is basically mandatory and costs an additional S$5.35/month, putting it on par with the other two plans. You also only get 100 minutes of talktime/100 SMS every month.

The best value deal is once again MyRepublic, with its Mega plan. You get a very generous amount of data, talktime and SMS, along with free caller ID, and no excess data charges. If you're also a MyRepublic broadband customer, this plan gives you a whopping 20GB data, which makes it by far the best deal in this tier.

 

High-end plans

  M1 MyRepublic StarHub Zero Mobile
Plan mySIM³ 98 Xtra XL Zero X
Data 25GB 25GB 15GB + free unlimited weekend data Unlimited
Talktime Unlimited 1000 mins Unlimited Unlimited
SMS Unlimited 1000 Unlimited Unlimited
Monthly Add ons
  • Caller ID (S$5.35)
  • 1GB data (S$5)
  • 3GB data (S$12)
  • 8GB (S$30)
  • 3GB data (S$6)
  • 20GB data (S$10)
  • None
Notes
  • No option to top up data
  • MyRepublic broadband customers get an extra 8GB data/month.
  • No excess data charges
  • Free Caller ID
  • Free international roaming
  • Free caller ID
  • No international roaming option
Price S$98/month S$85/month S$119/month S$69.95/month


The cheapest and best value deal in the high-end tier is Zero Mobile's Zero X plan. For significantly less than all of the other plans, you get truly unlimited data, talktime, and SMS, with no data caps or any throttled speeds. The only drawback to Zero X is that Zero Mobile doesn't offer any international roaming add-ons.

 

Note: At the point of publishing this article, while Singtel has several SIM Only plan options, only the basic 3GB plan is not bound by any contractual periods. As such, we could only compare this option for the scope of this article.

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