After an update today, Samsung Pay is now an integrated feature on your Samsung Galaxy Note 5, Galaxy S6 Edge+, Galaxy S7, and Galaxy S7 Edge. Pictured is the app on the phone's Home screen - to begin setup, enter the app.
To use Samsung Pay, it is compulsory to have a Samsung Account ID. In our case, we used a standard Gmail address as our Samsung account. Setting up your ID is probably the lengthiest step in this process, and you only need to do it once (and not at all, if you already have an existing one). When your ID is ready, press Start.
After starting, the phone will ask for your preferred style of PIN for activating/verifying purchases. We prefer having a fingerprint PIN, which felt more natural to the paying process (compared to entering numerical PINs at every purchase). If you don't have a fingerprint PIN set up, you can do at this step. If you've already registered a fingerprint PIN previously, simply proceed by placing your registered finger on the fingerprint sensor.
Got your Samsung Account ID and fingerprint PIN in order? Congratulations, you can now begin adding multiple cards to your Samsung Pay app. Add your first card by tapping "Add Card". Note: it accepts both credit and debit cards, and check our article for a list of compatible cards.
There are two ways to add a card to Samsung Pay. The first option uses the rear camera to detect the card details, and the phone will automatically transcribe them for you. If you prefer manual input, see the next example.
Filling up your card details is similar to making an online purchase - you'll need your 16-digit card number card expiry date, a CCV, and the name that's registered on the card itself.
After agreeing to the terms, Samsung Pay will take a minute to validate the card with the card issuer. When you see this pop-up, do not attempt anything - simply wait for the next set of instructions to appear.
Once the card is considered valid for Samsung Pay, you will be asked to verify the new addition. We chose to verify our new contactless payment card by SMS. To get the SMS, simply tap the "SMS (####)" button. The SMS comes with a one-time activation code, which you'll have to key in.
Once the card is verified, Samsung Pay will prompt the user to add a signature - clearly, the signature must tally with the ones found at your respective banks. A stylus might help with your accuracy, but your fingertip would suffice.
Great, you now have your first card stored within Samsung Pay! Remember to check the 'Simple Pay' checkbox, if you'd like to pay without having to unlock your phone - the card will appear on your locked screen when you swipe upwards from the bottom bezel.
Personally, we chose to have Simple Pay enabled since you'll need to authenticate the required purchases as seen in the next step. So that's one less hassle or step to using Samsung Pay regularly.
When paying for items, you'll have to bring up Samsung Pay (either by the app itself or by swiping up like before), and scrolling to your card choice before placing your finger onto the fingerprint sensor. This is the screen you'll get, when your phone is ready to tap against the NFC or MST-capable terminal.
Tap and your transaction is done!
If you'd like to wipe all card details from your Samsung Pay app without wiping out the rest of your smartphone, Samsung Pay has an "Reset app" feature in the app itself (tap 'More, followed by 'Settings', and finally 'Reset app'). Note that wiped details such as card history will be gone as well.
Samsung has arranged various promotions with card issuers and merchants, as well as their own little giveaway to jump-start Samsung Pay. The first 500 folks to complete a Samsung Pay transaction within each week can get Samsung smartphone accessories - The Wireless Charging Stand is worth S$98 and the Battery Pack is worth S$78. This launch promotion ends on 13th July 2016.