Apple iPhone 15 and 15 Pro series: Singtel, StarHub, M1 contract plans and SIM-only plans

Note: This article was first published on 14th September 2023 with Singtel's costings, and we've just updated it with StarHub's figures. 

19 September update: Uploaded M1 Bespoke Contract plans with information sourced from its website. Certain models are sold out at the time of publishing.

Apple iPhone 15 series and 15 Pro series telco contract plans

Apple's iPhone 15, iPhone 15 Plus, iPhone 15 Pro, and iPhone 15 Pro Max are out now. Pre-orders begin on 15 September 2023, and its retail date is due on 22 September 2023. If you're a regular reader of HWZ, you know what this means.

Here, we have compiled the prices of two-year contract plans for these highly coveted handsets across the three traditional telcos that offer conventional plan-with-phone bundles.

• What's a contract plan?
• What's the iPhone 15 series prices without contract?
• Singtel's contract plans
• Singtel SIM Only with PayLater
• StarHub's contract plans
• StarHub's SIM Only with iPhone 15 BNPL
• M1's Bespoke Contract plans 
• M1's Bespoke Flexi plans

What is a traditional two-year telco contract plan?

In Singapore, a  phone-with-plan bundle is commonly known as a "telco contract plan". These contract plans typically have a two-year-long (24 months) duration, where you pay a monthly bill that ultimately foots for both the phone you choose and the connectivity offered by the telco you've picked.

Usually, by the end of the contract, you would've paid off anywhere from a little to a lot more than the phone's recommended retail price, with the extra outlay typically treated as the payment for your phone bill. Telcos, after all, need to charge for the mobile data, call minutes, and text messages expended by their customers.

But, all these nickeling-and-dimeing is made sweeter with promotions, offers, corporate plans, and many other mechanics to entice you into switching camps during renewal.

So, how much are you really paying for by the end of your contract? Is that extra moolah worth the plan you've paired it with? Can your budget afford an iPhone 15 or a Pro series model? How comfortable are you knowing that your kidneys might be traded on the dark web to finance your purchase? Do you finally need to hit up that sugar daddy or mommy who's been bugging you? 

Note: the prices you see below do not factor in promotions or discounts, but we'll make a note about the specific promos offered by each telco before we plonk in the information below.

iPhone 15 series and 15 Pro series prices

Here's a snapshot of the iPhone 15 phone prices, assuming you purchase directly from Apple without a telco contract.  

Simply note your preferred iPhone's original price, and compare that to the final price of the whole plan for the differences. This should show you how much more you are paying for the telco plans.

If you are taking any of the telcos' device-only installment plans, the prices below are split across your chosen monthly payment term.

Also note that each telco has different starting times for pre-ordering the iPhone 15/15 Pro series.

For a fuller picture about iPhone 15 prices and availability, .

Without further ado, here's the first of the three, Singtel.

Singtel's iPhone 15 series and iPhone 15 Pro series contract plans

Singtel recently updated its contract plan offers. In summary, the plans now offer 5G across all tiers, some roaming data, loyalty vouchers to keep you around for the next contract renewal, and mobile security protection from their partnered vendor of choice. Everything else offered is what people are used to: local mobile data, call minutes, SMSes, and a monthly fee. Hit the link above to see the exact allotments for each tier.

iPhone 15 series pre-orders via Singtel contract plans begin on 16 September 2023, 9AM Singapore Time. Singtel Red Priority members get to start earlier, on 15 September 2023 8PM.

Specifically for iPhone 15 contract plans, Singtel offers the following promotions:

• Up to S$300 off with a new plan (new user)
• Up to S$100 off if re-contracting and upgrading to M plan
• S$100 off AppleCare+ monthly on a S plan, or higher
• Optional S$330 to S$580 off Apple products (e.g. 10th-generation iPad, AirPods Pro) if you purchase them together with an iPhone 15 variant
• More details here

Singtel SIM-only option for iPhone 15 through Singtel PayLater

Singtel also offers an iPhone 15 series / iPhone 15 Pro series handset via monthly installments if you choose to use its 12-month SIM Only Plans. Before we look at its promotion, here are the SIM-only plan types they have:

You must take on one of the plan types in order to get an iPhone 15 variant through Singtel's 0% interest installment method, also known as Singtel PayLater.

Singtel PayLater comes in 12, 24, and 36-month terms. You pay S$0 upfront, and split the phone's cost across the number of months you chose. The payment will be tacked onto your Singtel bill.

Singtel's Bring It Back

From now until 31 December 2023, Singtel SIM Only users who want the iPhone 15 series / iPhone 15 Pro series can enjoy Singtel's Bring It Back programme. We've covered it in detail here. 

The short version is this: Singtel SIM Only users are guaranteed 50% trade-in value of the iPhone 15 model's original retail price, provided you "bring back" the iPhone 15 phone after 12 months of paying through Singtel PayLater and MobileSwop Unlimited Premium.

Pre-ordering is available to customers who pre-registered their interest with Singtel. To pre-register for Bring It Back, click here.

To see StarHub's contract and SIM-only plans for iPhone 15 and 15 Pro series, hit the next page.

To see M1's contract, Bespoke Flexi, and SIM-only plans for the iPhone 15 and 15 Pro series, jump here.

StarHub contract plans and upfront cost

StarHub also has the standard two-year contract plan (called Mobile+), where it bundles an iPhone 15 variant to its Mobile+ lines.

Mobile+ users can only place their orders for iPhone 15 contract plans from 22 September onwards. The landing page is here.

If you can't wait and still want to be on StarHub, they are offering 15 September 2023 pre-orders for iPhone 15 models via its no-contract SIM-only programme, Star Plan (more details at the bottom).

When the information arrives, we'll fill this paragraph with StarHub-specific promotions and offers for Mobile+ users.

Below are the upfront costs of each iPhone type offered by StarHub via its two-year contract plans.

StarHub's no-contract SIM-only with iPhone 15 device installments

StarHub has a no-contract, SIM-only offering called Star Plan. It offers mobile data, outgoing minutes, and SMSes for local and international use through a SIM-only, no-contract format. 

Star Plan users get to pre-order on 15 September 2023 10PM onwards, while stocks last. Here's the pre-order link.

Since Star Plan doesn't come with a phone, its users will finance the iPhone 15 model through StarHub's Buy Now Pay Later (BNPL) programme. It has 0% interest and two payment options: a 12-month term, or 24 months.

The three available Star Plans are as follows:

If you pre-order your iPhone 15 variant through Star Plan, you add the cost of your phone's monthly payments to these plan prices.

There's indeed no minimum period for Star Plan. However, customers who discontinue Star Plan later must pay the iPhone 15's remaining device installment in full, according to StarHub.

Employment pass holders who want BNPL for their iPhone 15 models will need to have a minimum of seven months of validity left on their EP to qualify as a customer.

Star Plan vs Mobile+ plans

StarHub would like to point its customers to the overall savings across two years if they pick a Star Plan with BNPL iPhone 15, versus its traditional Mobile+ two-year contract bundle with phone. Below is an example the green camp telco has provided for our understanding.

M1 Bespoke Contract plans and upfront costs

M1 has published its Bespoke Contract plans silently, with certain models of iPhone 15 Pro and Pro Max already sold out by the time we got to the information. Below is the updated table based on models remaining for the telco's Bespoke Contract users.

M1 Bespoke Flexi plans with iPhone 15 in monthly installments

A unique option for M1's customers is the Bespoke Flexi plan. The iPhone 15 and 15 Pro series phones are also available to Bespoke Flexi Plan users. The link to purchase is here.

Bespoke Flexi plans are great for people who need plenty of flexibility on their phone plan, minus most of the restrictions you get from a typical contract plan. Its key features include:

• Choosing your iPhone 15's preferred upfront cost, starting from S$0
• Choosing your preferred time period for paying off the rest of the phone in installments, with 12-, 18-, 24-, and 36-month options
• Choosing your preferred mobile data (5G included) and outgoing talktime minutes
• Adjusting your preferred amounts for mobile data and talktime minutes anytime via the M1+ app, and paying the new monthly cost instead
• Cancelling the Bespoke Flexi plan at any time

However, if you cancel the plan before your phone's monthly installments are done, you must pay for the rest of the phone in full. 

A Bespoke Flexi plan starts at S$34.95/month (30GB, 100 minutes) and goes all the way up to S$70.95/month ("unlimited" GB, 600 minutes). This does not include the cost of your phone's monthly installment.

M1 is running a few promotions for Bespoke Flexi Plan users:

• S$100 off device for any sign-up with Bespoke Flexi Plans
• S$100 additional trade-in value for any handset (3G, 4G, or 5G) to offset against your iPhone 15/15 Pro series purchase 
• S$100 off device for SAFRA members
• All three promotions above are stackable with each other
• Terms & Conditions apply

Click here to go straight to M1's Bespoke Flexi plans for iPhone 15 series / iPhone 15 Pro series.

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